Guide · First-Time Buyers

First-time home buyer guidefrom preapproval to keys

Buying your first Bay Area home is a big step. Here's the path, in ten clear stages — and Amar is with you through every one of them.

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First-time buyers at the door of their new home
  1. 01

    Prepare

    Determine your comfortable monthly budget and organize your financial documentation.

  2. 02

    Preapprove

    Get fully preapproved and compare conventional, FHA and eligible first-time buyer programs.

  3. 03

    Plan

    Investigate CalHFA assistance, set your target purchase range and build your location strategy.

  4. 04

    Search

    Create your personalized Bay Area home search and tour suitable homes. Start your search.

  5. 05

    Analyze

    Review property disclosures, analyze comparable sales and value.

  6. 06

    Offer

    Develop a property-specific offer strategy and submit your offer.

  7. 07

    Investigate

    Complete inspections and due diligence.

  8. 08

    Finance

    Complete appraisal and underwriting, and obtain final loan approval.

  9. 09

    Close

    Conduct final verification and sign closing documents.

  10. 10

    Keys

    Complete funding and recording, then receive your keys.

“This was my first home buying experience and Amar and his team made it a pretty great one.”
Sumit Singhal

Start with step one

A no-pressure buying consultation: financing, criteria and the process, explained.

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